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Browsing Tag

debt

7 In Money/ Money Management

How To Go From $300 Secured Credit Card To $14,000 Limit In Less Than 18 Months

Six tips to help anyone struggling to rebuild their credit. | Imperfect Concepts

In the last couple years, I have documented my financial struggles and triumphs when it comes to personal and business. I have talked about Nice Girls Don’t Get Rich, Running A Business and Paying Off Student Loans, Zero Budget Method, Shopping At Aldi, Rebuild Credit and many more topics. I personally believe, I cannot tell my story if I don’t share the ugly parts of my life. That will never inspire you or others to improve your life. Today, I want to share something with you that happen last month. I legit screamed and text Liz immediately when this happen. As mentioned before also, establishing a relationship with a banker is so important. Liz is essential to my story of changing my credit.  Continue Reading →

0 In Money/ Money Management

Six Legitimate Tips To Help You Pay Off Debt

Learn how to really tackle your debt this year. Utilizing these tips that have huge impact. | Imperfect Concepts

I can honestly say this year was the year of learning on how to live on less, but still, pay off debt. Too many times, I hear people say they do not have the income to get out of debt or save. I am calling all times of bullshit on that excuse. Its all about your priorities and what you want in life. One of my goals is to be debt free, so I can do more. Not just for myself but those around me. This year, I increased my credit score drastically without hiring some credit expert, I have saved money, and I have paid more on my student loans than ever before. Oh did I mention my income has gone drastically down from not only previous years but from what I was making at the start of the year to now?  Continue Reading →

3 In Money/ Money Management

Re-establish Your Credit After Years Of Bad Mistakes

4 Tips on how to improve your credit if you have made bad mistakes in the past. | Imperfect Concepts #smallbusiness #finances #debt #credit #smallbusiness

If you were me three years ago, your credit was shot, gone down the drain and that was that. Trying to obtain a loan, credit card or even department card to save your life was not happening. As, I have talked about finances in Entrepreneurship Forced Me To Become Better At Math, 5 Ways To Create Better Money Habits and more under the money category of the site that my finances have not always been the greatness. However, as I have matured in recent years, one thing I have been working on is re-establishing my credit after of years of bad mistakes.  Continue Reading →

7 In Money/ Money Management

5 Ways To Increase Your Credit Score By 200 Points In A Year

How I increased my credit score in less than a year with these five simple tips. | Imperfect Concepts #CreditScore #StudentLoan #Debt #DaveRamsey

I have had a love hate relationship with my finances for a good percentage of my adult life. The other day I was out shopping with my sister, and I said she was so frugal when it came to purchasing something. She said that she got our dad’s frugal genes and I got our mother’s frivolous genes. In the last two years, I have improved my financial situation. My “it’s not cute being in debt” Aha moment really changed my life.  Continue Reading →

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